Is There an Up-Front Fee?
There are absolutely no upfront fees. It is 100% performance based.

What Are Your Qualifications For Approval?
Your qualifications are determined a variety of factors, depending on your situation and preference. We typically look at your business cash flow, assets & liabilities, credit score, business plan, and whether you can put money down.

How Much Can My Business Get?
Business loans can range anywhere from $10,000 to $10,000,000+.

Do You Require Any Personal Collateral?
No. Personal collateral is not required to gain financing.

How Long Does It Take to Get Approved?
Approvals can happen within hours.

How Long Does It Take To Get The Funds?
Funding can happen in as littleĀ as 24 hours.

What Is The Cost Of The Funds?
We provide funds based on a factor rate. The fee is interest and is fully written off or tax deductible. Your rate will depend on a variety of factors, such as your monthly sales volume and your desired loan amount.

Is There a Fee To Have Funds Released?

Will I Need to Personally Guarantee My Business Loan?
There is no traditional personal guarantee required.

Can I Pay The Loan Back Early?

Can I Get More Money If I Need It?
Yes, we can provide you with additional funds, typically you can borrow 2 -3 times per year. Our goal is to develop a long term relationship. As you start to repay, our lenders will feel more comfortable offering you more money with better rates and better terms.

Are There Any Restrictions On How My Loan Can Be Used?
There are no restrictions on how you can use the money received from your loan.

Is There a Cost Obligation If You Approve My Loan?
No cost, no obligation. If we approve you for more than you need, your not obligated to take the full amount. If you don’t take the full amount but determine you need the additional money later on, you can have access to the difference (concurrent) for 90 days. Then once you repay approximately 50% of the loan, we will make more available.

If I Have Had a Bankruptcy In The Past Am I Still Eligible?
Yes, if the bankruptcy has been discharged for at least one year.