This website, owned and operated by Halo Capital Group, is an comparison site that strives to help users find useful information regarding the products and offers that are relevant to their needs. Certain details, including but not limited to rates and terms, are provided to us directly from our partners and are subject to change at any time without prior notice. The information displayed on this website does not constitute legal or professional advice, and should not be treated as such. We are not a lender or insurance provider, we do not broker loans to lenders. We do not make loan or credit decisions. Company listings do not imply endorsement and we do not include all service providers. We are not a financial institute, insurance broker or agent and we do not offer loans, mortgages or insurance directly to end users. The information displayed on our site is strictly based on quantitative and qualitative assessments and nothing else.

Loan Terms : The Annual Percentage Rate (APR) is the rate at which your loan accrues interest. The APR on a loan from our network of lenders varies, with many providers offering rates from 4% to 35% and loan durations between 90 days and 70 months. The actual loan rate will depend on a variety of factors that are unique to the individual applicant, such as the loan amount and the terms requested, as well as credit score, usage, collateral, and past financial history, among other factors. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept the terms of their agreement. We recommend that you carefully read the lender’s terms and conditions in full before accepting a loan.

Advertiser Disclosure : This site is a free online resource that aims to help users find helpful information on the products and services they need. We receive advertising compensation from our partners when someone applies or gets endorsed for a produce or service through our website, which may impact the order in which company listings are displayed. Company listings on this page do not imply endorsement.

No advice

This website contains general information about legal matters and should be used at your own risk. The information is not advice, and should not be treated as such.

We give you no warranty or assurance about this website. In particular: information may be incorrect or out of date, and may not constitute a definitive or complete statement of the law. Materials are not intended to constitute advice in any specific situation.

Limitation of warranties

All implied warranties and conditions are excluded, to the maximum extent permitted by law. The legal information on this website is provided “as is” without any representations or warranties, express or implied. Halo Capital makes no representations or warranties in relation to the legal information on this website.

Notwithstanding the above, Halo Capital does not warrant that:

1. the legal information on this website will be constantly available, or available at all; or
2. the legal information on this website is complete, true, accurate, up-to-date, or non-misleading.

Professional assistance

You must not rely on the information on this website as an alternative to legal advice from your lawyer or other professional legal services provider. You should always take independent legal advice in relation to your own legal issues.

You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action because of information on this website.

Liability

Neither we nor any company within our group and our and their respective agents, employees and sub-contractors shall be liable to you or any other party for any losses or damages whatsoever or howsoever arising in connection with this website (whether under licence, other contract, or in consequence of any misrepresentation, misstatement or tortious act or omission including negligence).

Nothing in this legal disclaimer will limit any of our liabilities in any way that is not permitted under applicable law, or exclude any of our liabilities that may not be excluded under applicable law.